2009
Showing 561–576 of 678 results
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What now? – Assessing your personal finances in good times or bad
February / March 2009
Newsletter: Trendlines
Price: $225.00, Subscriber Price: $157.50
Word count: 747
Abstract: In economic times like these, many people reach a point where they’re so overwhelmed by all the uncertainty surrounding their finances that they ask, “What now?” Well, perhaps the worst thing to do is to start panicking and the best is to start planning. And even when times are better, reviewing one’s personal finances to make the most of any resurgence is a wise move. This article suggests some key areas to look at.
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You don’t need credit if you have the cash – The fundamentals of cash flow management
February / March 2009
Newsletter: Trendlines
Price: $225.00, Subscriber Price: $157.50
Word count: 959
Abstract: Tight credit has left many businesses scrambling for ways to finance their operations in recent months. Perhaps the simplest solution to this problem is one that often gets lost in the shuffle: cash. If a company’s cash flow is strong, its need for financing may be much less, or at least less pressing. This article reviews some fundamental ways to keep those dollars flowing.
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2009 vs. 2008 retirement plan limits
February / March 2009
Newsletter: Employee Benefits Update
Price: $225.00, Subscriber Price: $157.50
Word count: 100
Abstract: This brief chart outlines numerous 2009 retirement plan limit increases that all employers and plan sponsors should be aware of.
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Be prepared for QDROs
February / March 2009
Newsletter: Employee Benefits Update
Price: $225.00, Subscriber Price: $157.50
Word count: 629
Abstract: Qualified domestic relations orders (QDROs) require plan sponsors to distribute a participant’s money in a qualified retirement plan to “alternate payees.” Today, the combined assets in a couple’s retirement account typically make up one of their largest assets next to the family home. This article discusses QDROs so that you understand how they work.
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SAS 70 audit reports – How to find out more about your service providers
February / March 2009
Newsletter: Employee Benefits Update
Price: $225.00, Subscriber Price: $157.50
Word count: 598
Abstract: The American Institute of Certified Public Accountants’ Statement of Auditing Standards (SAS) No. 70 is an internationally recognized auditing standard for service providers, including employee benefits service providers. It demonstrates that a service provider has been through an audit of its internal control procedures, including controls over information technology and related processes. This article takes a closer look at why employers and plan sponsors should know about these audit reports.
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U.S. Supreme Court permits participants to sue for 401(k) losses
February / March 2009
Newsletter: Employee Benefits Update
Price: $225.00, Subscriber Price: $157.50
Word count: 627
Abstract: Last year, the U.S. Supreme Court issued a decision, LaRue v. DeWolff, Boberg & Associates, Inc., allowing individual participants in retirement plans and 401(k) plans to sue plan fiduciaries for investment losses. Before LaRue, plan participants could bring actions only on behalf of a plan. This article reviews the case and explains why protecting yourself and your plan from a participant lawsuit should be at the top of your to-do list.
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Costs vs. rewards in Roth 401(k)s
February / March 2009
Newsletter: Employee Benefits Update
Price: $225.00, Subscriber Price: $157.50
Word count: 789
Abstract: The Roth 401(k) is an employer-sponsored retirement account that employees fund with after-tax dollars. Because the contributions have already been taxed, participants receive the money tax free at distribution. And the earnings are tax free if they’re part of a qualified distribution. While your employees may like the sound of this, this article discusses what you need to know to determine whether a Roth 401(k) makes sense for your company.
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Market Niche Insider – The good, the bad and the hungry
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 467
Abstract: With money spent by diners in restaurants on the rise for the past 17 years, loans to restaurateurs can be good business. But not everything is sweet breads and cupcakes; values have fallen dramatically to their lowest levels in four years.
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Computers: Nurturer and Nemesis of Fraud
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 473
Abstract: Businesses that incorporate IT tools into internal controls identify fraud faster and more regularly than those that go it alone, giving lenders and other stakeholders added peace of mind — about the security of their assets and the accuracy of financial reports.
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GAAP’S last stand – IFRS is no rumor — welcome to the next phase of financial reporting
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 792
Abstract: Nearly 100 countries — including all of Europe, Canada and Australia — have replaced their domicile-specific accounting rules in favor of International Financial Reporting Standards (IFRS). Soon it may be our turn to jump on the bandwagon.
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Cautious spending – Are your borrowers in the survival mode?
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 332
Abstract: As businesses continue to face economic uncertainty, rising costs and tighter credit standards, many are revisiting their capital spending budgets and prioritizing purchases to weather the storm. This article discusses cost-saving alternatives borrowers should consider before they’re approved for a new loan or a credit-line increase.
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Workouts shape up ailing borrowers
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 684
Abstract: Many market analysts expect the ongoing economic downturn to persist throughout 2009 — without relief in sight, weak borrowers may succumb to default. Protect your portfolio by proactively identifying unfit borrowers and coaching them to get on the road to financial health.
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Ask the Advisor – Can social networking help me, as a real estate professional?
January / February 2009
Newsletter: Real Estate Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 478
Abstract: One of the hottest online trends in real estate today involves social networking. Real estate deals are really about connections — and, increasingly, those connections are being made online. Several social networking Internet sites have sprung up where real estate professionals can blog, interact, gain valuable knowledge and forge relationships that may later translate into deals. This article sheds some light on the new trend.
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Way cool: Green roofs are growing
January / February 2009
Newsletter: Real Estate Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 603
Abstract: Green roofs are popping up in just about every U.S. city, as Americans are seeing the potential in sustainable building trends. But green roofs aren’t just a fad; they’re proving to have tremendous insulating effects on buildings and thus can provide significant energy savings — as well as other benefits. This article explains how the savings can add up.
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Help from HERA – Housing act could give industry a boost
January / February 2009
Newsletter: Real Estate Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 1019
Abstract: The Housing and Economic Recovery Act of 2008 (HERA) was designed to help shore up the United States’ shaky real estate market. Lawmakers crafted the bill with an eye toward bolstering home prices, stimulating home sales, and offering relief to borrowers facing foreclosure. This article describes some tax-related perks — and pitfalls — for strategy-minded investors. A sidebar explains how Freddie Mac and Fannie Mae may also benefit from HERA.
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New tools for checking energy use
January / February 2009
Newsletter: Real Estate Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 346
Abstract: The U.S. Environmental Protection Agency (EPA) has developed two online tools to help you assess a building’s energy use. Both tools rely on the EPA energy performance rating to benchmark performance, and both provide an effective way for property investors and developers to quickly understand the financial and environmental impact of energy-saving strategies. This article briefly explains how the tools work.