Seize the opportunity – Lending to e-commerce companies

Description

Abstract: E-commerce companies that need capital for working capital and fixed asset purchases have historically turned to alternative online lenders. But online nontraditional lenders can saddle these companies with onerous terms and high interest rates. This article notes that, before adding e-commerce borrowers to their loan portfolios, traditional lenders need to recognize how their business models differ and adjust their underwriting processes accordingly.