Receiving Social Security benefits before full retirement age
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Description
Abstract: A fully insured individual can start receiving Social Security retirement benefits as early as age 62. However, the full benefit will be permanently reduced for each month before the individual reaches his or her full benefit retirement age. This article offers two hypothetical examples of how this works: one discussing the difference in benefits between the two dates, and the other showing how a retired spouse’s benefits increase when his or her mate retires.
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