Leaving your job? — Don’t forget your retirement savings

Description

Abstract: Leaving a job can be an exciting or an unsettling time, or both. But, amid the tumult, it’s important to consider one’s options for managing retirement savings that have accrued under the current employer’s traditional 401(k), 403(b) or 457(a) plan. These may be combined with employer contributions to a pension or profit-sharing plan. Whatever the case, this article discusses four options for handling such retirement savings. A sidebar looks at why shares of appreciated company stock within a retirement plan may require special treatment.