Don’t let excess liabilities rain down on you – An umbrella insurance policy can provide shelter
Abstract: There are many reasons to consider an umbrella insurance policy. Just the word “umbrella” indicates that the policy’s reach goes beyond standard homeowners and auto insurance, protecting you from excess liabilities. But many consumers don’t understand just how valuable umbrella coverage can be. This article examines what such policies cover (and don’t cover) and how to determine an appropriate level of coverage.