Contractor’s Toolbox – Read the fine print in insurance policies
Abstract: It’s common for an owner to require the general contractor to name the owner as an “additional insured” under the general contractor’s commercial general liability (CGL) policy. Likewise, a general contractor typically requires subcontractors to name it as an additional insured under their CGL policies. But contractors who haven’t read the fine print of the insurance policy might not know that they may or may not be covered as an additional insured to the extent they expect. This article explains what they should look for.