Roth or traditional: Which is better?
Abstract: Roth IRAs allow taxpayers to withdraw contributions and earnings tax-free, if they meet certain requirements, so it’s no surprise that their popularity has soared in recent years. But one shouldn’t write off traditional IRAs and 401(k) accounts just yet. This article explains why, under certain circumstances, traditional accounts may generate more retirement income than their Roth counterparts. A sidebar discusses the possibility that the benefits of “backdoor” Roth IRAs may be eliminated.