How should Social Security fit into your retirement planning?
Abstract: While no one should expect Social Security to be the cornerstone of their retirement income, it’s important to consider how it should fit into one’s overall retirement plan. This is not easy to do while Social Security’s future is so uncertain. Although Social Security probably won’t go away entirely, it does present some financial challenges. Since no one knows how and when Congress will resolve these challenges, this article explains how individuals should weigh Social Security and other savings methods, depending on such factors as current age and anticipated retirement date.