Class is in session: A primer on 401(k) plans
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Description
Abstract: Offering a 401(k) continues to be a popular way to help employees build up their nest eggs. The most common version is the traditional one, which allows employees to save for retirement on a pretax basis and the employer to match all or a percentage of employee contributions. But this article explores other 401(k) options, such as the Safe Harbor, the Savings Incentive Match Plan for Employees (SIMPLE), and the Roth. Depending on a company’s size, its compensation goals, and employee and employer resources, one of these options may be more suitable.
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