PFP

Planning for Prosperity

Showing 1–16 of 285 results

  • Giving to charity is a little sweeter in 2020

    September / October 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 410

    Abstract: The CARES Act temporarily created a new $300 charitable deduction for nonitemizing taxpayers. But it also gives larger donors an opportunity to save more tax on their gifts. This article explains what donors need to know when they make financial gifts in 2020.

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  • Make the most of estate and gift tax exemptions

    September / October 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 613

    Abstract: For affluent families, a temporary increase in the federal lifetime estate and gift tax exemption provides a window of opportunity to transfer substantial amounts of wealth tax-free. But even those with more modest fortunes should consider taking advantage of the exemption. This article describes potential tax savings from making gifts and paying tuition and medical expenses on behalf of family members.

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  • Now more than ever, life insurance is worth considering

    September / October 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 629

    Abstract: The COVID-19 pandemic has changed the way people think about many things — including life insurance. This article helps new purchasers of life insurance navigate the market and choose the appropriate type of policy and amount of coverage.

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  • Approaching retirement? How to deal with market volatility

    September / October 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 860

    Abstract: Those approaching retirement, or who are already retired, may be worried about the effects of recent market volatility on their retirement portfolio. This article explains how to review and adjust asset allocations and manage multiple time horizons. It also offers tips on “catching up” for those who haven’t saved enough. A sidebar describes retirement relief offered by the CARES Act.

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  • How to estimate tax payments — and stay in the IRS’s good graces

    July / August 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 570

    Abstract: If your employer doesn’t automatically withhold income taxes (or you’re self-employed), the IRS expects you make regular, estimated tax payments. This article explains which types of income require estimated payments and outlines two methods of calculating the amount owed.

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  • Family businesses: Choosing the right exit strategy

    July / August 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 588

    Abstract: There are many different exit strategies for a family business, including transferring it to the younger generation, selling it to the company’s management or to an employee stock ownership plan, or selling it to a third party. This article explores these options and stresses the importance of timing a sale right.

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  • Should you invest internationally?

    July / August 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 402

    Abstract: The average U.S. investor’s stock portfolio allocates 90% to domestic securities. But ignoring international markets may be a big mistake. This short article lists several potential advantages — including reduced volatility — of investing in foreign equities.

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  • SECURE Act – Revisit your retirement plan in light of new law

    July / August 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 912

    Abstract: The Setting Every Community Up for Retirement Enhancement (SECURE) Act, signed into law in December 2019, is designed to improve access to tax-advantaged retirement plans. It also recognizes that many people work beyond the traditional retirement age. This article highlights SECURE Act provisions that push back required minimum distributions, lift the age limit for IRA contributions and reduce costs for businesses offering plans to workers. A sidebar explains how the SECURE Act may affect estate planning.

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  • Making financial plans? Get your assets appraised

    May / June 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 423

    Abstract: For hard-to-value assets, such as closely held businesses, real estate and art, a professional appraisal may be necessary. This short article lists situations that call for an appraisal, including retirement and estate planning, gift disclosures and charitable donations.

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  • How a living will helps ensure your last wishes are carried out

    May / June 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 555

    Abstract: Living wills specify what should occur and who should make medical decisions should someone become seriously ill and unable to make decisions for him- or herself. As this article details, two other documents, a durable power of attorney for property and a health care power of attorney, usually are drafted at the same time.

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  • Investing in cryptocurrency – How to avoid unpleasant tax surprises

    May / June 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 636

    Abstract: As investing in Bitcoin and other cryptocurrencies becomes increasingly popular, investors need to understand the potential tax ramifications. This article explains that using cryptocurrency to make purchases can trigger a capital gain or loss. Also, owners may recognize taxable income as a result of certain blockchain events. The IRS is expected to offer additional guidance in the near future.

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  • Build an emergency fund to weather any storm

    May / June 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 893

    Abstract: Regardless of current income, everyone needs to set aside some cash in a savings account or other liquid, low-risk investment for an emergency. This article advises readers to focus on expenses, not income, when determining an emergency fund target. It also warns against overfunding, or saving too much in a low-interest account. A sidebar discusses how to “rightsize” income tax withholding.

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  • Investment fraud – If it seems too good to be true …

    March / April 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 417

    Abstract: To avoid scams, investors must ask questions, perform basic research and consult with trusted advisors before they hand over their money. This article warns about several common investment scams — including pyramid, pump and dump and advance fee schemes. It also identifies red flags and explains how investors can vet financial professionals.

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  • DAFs offer a low-cost alternative to private foundations

    March / April 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 592

    Abstract: Charitable donors looking for a relatively cost-efficient vehicle for leaving a charitable legacy might want to consider a donor-advised fund (DAF). This article discusses how DAFs work and why they’re particularly valuable now, especially when compared with private foundations. Readers are urged to monitor developments related to DAFs in Congress and state legislatures.

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  • Wait! Don’t leave your job without your retirement account

    March / April 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 649

    Abstract: When employees leave their jobs, they need to make decisions about any employer-sponsored retirement plan accounts. This article describes four options (and their benefits and drawbacks): Leave the money where it is, roll it into the new employer’s plan, transfer the balance into an IRA or cash out.

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  • What bond investors need to know about yield

    March / April 2020
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 891

    Abstract: To evaluate bond performance, investors are told to compare yields. Yet definitions of “yield” aren’t always straightforward. This article defines several, including current yield, yield to maturity and yield to call. The right type of yield depends largely on whether the bond is callable or noncallable. A sidebar explains why investors trying to compare short- and long-term bonds should consider consulting the yield curve.

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