CLR

Showing 321–325 of 325 results

  • Stop the domino effect – The link between management ethics and corporate fraud

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 502

    Abstract: Unethical managers foster an unethical work environment — giving employees the opportunity, motivation and rationalization to commit fraud and other crimes against their employers. This article explains how lenders should assess qualitative factors to protect loan portfolios against fraud losses. These include management’s ethics and its establishment and maintenance of internal controls. (Updated 9/27/12)

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  • Auditing standards provide rules for the dating game

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 333

    Abstract: This short article discusses the requirements of the Auditing Standards Board’s Statement No. 103, Audit Documentation, which requires auditors to date financial statements when “sufficient appropriate audit evidence” has been obtained to support financial statement opinions.

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  • Why the warehousing sector has staying power

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 829

    Abstract: Contrary to analyst predictions, many warehouses and distribution centers are thriving, and can benefit loan portfolios. This article talks about what to look for in warehousing borrowers, including strict attention to safety, efficient receiving, logical inventory layouts and value-added service enhancements.

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  • Is your portfolio going the way of the subprime market?

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 628

    Abstract: As interest rates have risen, balloon payments have come due, the housing market has slumped and many subprime borrowers have defaulted. Commercial loan portfolios aren’t immune to the subprime market’s woes. As this article explains, homebuilders, retailers and small businesses generally are being affected by tighter credit standards.

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  • Another Inconvenient Truth – Going green could cause some borrowers to see red

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 584

    Abstract: Although most environmental legislation singles out utilities, oil companies and automakers, at some point legislators likely will ask every business to do its part to mitigate environmental damage. Businesses that conserve energy can enjoy lower costs, but for many, going green will be costly. Lenders should be ready to evaluate their borrowers for the financial consequences of current and future legislation.

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