CBA

Showing 193–207 of 207 results

  • Audit and reporting rules toughened under FDIC plan

    Winter 2009
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 622

    Abstract: The FDIC says proposed amendments to its independent auditing and reporting requirements would reflect industry changes and include certain “sound audit, reporting, and audit committee practices” from the Sarbanes-Oxley Act of 2002 (SOX).

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  • Checking your vitals – Use KPIs to monitor your bank’s financial health

    Winter 2009
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 1061

    Abstract: Banks should continually monitor their vital signs — also known as key performance indicators (KPIs). They can alert you to dangerous conditions while there’s still time to react, providing you with invaluable information you can use to boost profits.

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  • Look for the silver lining – Financial crisis creates opportunities

    Winter 2009
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 697

    Abstract: The financial crisis has severely damaged many large banks — as well as economies around the globe. But for many community banks, this dark cloud may have a silver lining as opportunities arise for lending secured by single-family homes.

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  • FASB revamps M&A accounting rules

    Fall 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 608

    Abstract: If your bank’s growth strategy includes mergers and acquisitions, you need to understand the implications of Financial Accounting Standards Board (FASB) Statement No. 141R (SFAS 141R), which includes a move to recognize assets acquired and liabilities assumed at their acquisition-date fair values.

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  • Taking stock of your compensation program

    Fall 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 713

    Abstract: In the highly competitive banking industry, a quality executive team is critical to your success. To attract, retain and motivate management talent, you need a compensation program that’s tailored to both your bank’s goals and your employees’ needs.

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  • To prevent employee fraud, cover all the angles

    Fall 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 862

    Abstract: Employee fraud is a significant threat to U.S. businesses, yet few community banks give it the attention it deserves. It’s vital to have a fraud prevention strategy that addresses all three sides of the fraud triangle — that is, the elements that make fraud possible.

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  • Liquidity risk – How to put the “L” in CAMELS

    Fall 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 1165

    Abstract: The most successful community banks are the ones with solid systems for monitoring and managing risk. Historically, liquidity risk wasn’t at the top of most banks’ list of concerns. But the subprime mortgage crisis and credit crunch have made it a priority for banks as well as regulators.

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  • Risky business – Measuring and managing interest rate risk

    Summer 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 793

    Abstract: Community banks are exposed to credit, market, liquidity, trading and operational risks. A key responsibility of bank directors and senior management is to understand, monitor and manage this quintet of financial dangers, including interest rate risk (a component of market risk), which can have a profound impact on a bank’s financial condition.

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  • BIG opportunity for S corporation sales

    Summer 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 787

    Abstract: Banks and other financial institutions have been allowed to elect S corporation status since 1997, and thousands have taken advantage of this tax-saving opportunity. As institutions enter the second decade of their conversion to S status, a new benefit emerges: the ability to structure the sale of the business as an asset sale without triggering built-in gain (BIG) taxes.

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  • Fair game – How the fair value option changes the accounting playing field

    Summer 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 584

    Abstract: As part of its march toward fair value accounting, the Financial Accounting Standards Board (FASB) recently finalized Statement of Financial Accounting Standards (SFAS) No. 159, The Fair Value Option for Financial Assets and Financial Liabilities, which applies to fiscal years starting after Nov. 15, 2007. Banks now have the option to measure certain financial instruments at fair value.

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  • Fair value – New accounting standard poses financial statement challenges

    Spring 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 416

    Abstract: Bankers will be busy measuring the fair value of instruments on their next financial statement as they realize the widespread impact of a new accounting standard. That is because financial statements for fiscal years beginning after Nov. 15, 2007, must comply with FASB’s Statement of Financial Accounting Standards No. 157, Fair Value Measurements (SFAS 157). If you haven’t started familiarizing yourself with the new rule, it’s time to do your homework on how it will affect you.

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  • Using your best judgment – Back up qualitative decisions per loss allowance policy

    Spring 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 535

    Abstract: Bankers setting allowances for loan and lease losses are paying special attention to the documentation that supports the decisions they make. For the past year or so, financial institutions have been grappling with the new accounting requirements in the Interagency Policy Statement on the Allowance for Loan and Lease Losses (ALLL). Here’s what you need to know about the changes.

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  • Capture the red flags – New rules require a comprehensive identity theft prevention program

    Spring 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 1401

    Abstract: Costing consumers more than $1 billion a year, identity theft continues to head the list of consumer complaints heard by the Federal Trade Commission. And in the United States a crime of this nature happens every 79 seconds. A full-fledged response to the problem, the Identity Theft Red Flags and Address Discrepancies final rules, requires an identity theft prevention program to be in place by Nov. 1, 2008.

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  • RDC goes the distance – To compete, consider the punch of remote deposit capture

    Spring 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 923

    Abstract: To stand up in the ring against heavier competitors, community banks must take seriously a new technology that is body punching the industry’s deposit side. Even smaller businesses — perhaps enticed by ads from bigger banks — are now starting to request Remote Deposit Capture (RDC), the process that allows a business to post and clear checks electronically with its bank. With demand for this breakthrough technology likely to increase, it may be time to adjust your fight plan to include RDC.

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  • How to turn compliance into a profit center

    Winter 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 852

    Abstract: The Patriot Act beefed up the Bank Secrecy Act (BSA), imposing new obligations to ferret out suspicious customer activities and deter money laundering activities. The cost of compliance is steep. But smart bankers look at their BSA responsibilities not as unwelcome costs, but as an opportunity to generate new revenue, improve efficiency and strengthen customer satisfaction.

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