Banking
Showing 545–560 of 600 results
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When to pull the plug — or not
March / April 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 764
Abstract: What should you do when a borrower misses a payment, defaults on loan covenants or fails to hit its performance targets? Some borrowers will surprise you and pull out of a troubled patch. But others will bleed to death if you let them. Being aware of certain characteristics can help you differentiate between these extremes.
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6 ways to close the technology gap
Spring 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 602
Abstract: Most community banks underuse their technology systems; anywhere from 40% to 85% of the typical community bank’s technology capabilities go unused. To buck the trend, all banks should review their systems and look for ways to close this technology gap.
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Commercial real estate – De-stressing with stress testing
Spring 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 977
Abstract: Headlines about the financial crisis have focused on the subprime mortgage collapse, but the impact of the crisis on the banking industry has spread to commercial real estate (CRE) lending. It’s critical that you assess your CRE risk exposure and take steps to manage those risks.
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Why ERM? Enterprise risk management on critical upswing
Spring 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 540
Abstract: More and more, enterprise risk management (ERM) is being recognized as an effective tool for banks of all sizes. And with regulators scrutinizing banks’ risk management programs, now is an ideal time to explore its benefits.
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Uncover cash sources with cost segregation
Spring 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 855
Abstract: The economic downturn has been hard on all businesses, including many community banks, so it’s important to explore all options for improving your cash flow. One tool you should consider is the cost segregation study.
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Market Niche Insider – The good, the bad and the hungry
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 467
Abstract: With money spent by diners in restaurants on the rise for the past 17 years, loans to restaurateurs can be good business. But not everything is sweet breads and cupcakes; values have fallen dramatically to their lowest levels in four years.
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Computers: Nurturer and Nemesis of Fraud
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 473
Abstract: Businesses that incorporate IT tools into internal controls identify fraud faster and more regularly than those that go it alone, giving lenders and other stakeholders added peace of mind — about the security of their assets and the accuracy of financial reports.
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GAAP’S last stand – IFRS is no rumor — welcome to the next phase of financial reporting
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 792
Abstract: Nearly 100 countries — including all of Europe, Canada and Australia — have replaced their domicile-specific accounting rules in favor of International Financial Reporting Standards (IFRS). Soon it may be our turn to jump on the bandwagon.
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Cautious spending – Are your borrowers in the survival mode?
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 332
Abstract: As businesses continue to face economic uncertainty, rising costs and tighter credit standards, many are revisiting their capital spending budgets and prioritizing purchases to weather the storm. This article discusses cost-saving alternatives borrowers should consider before they’re approved for a new loan or a credit-line increase.
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Workouts shape up ailing borrowers
January / February 2009
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 684
Abstract: Many market analysts expect the ongoing economic downturn to persist throughout 2009 — without relief in sight, weak borrowers may succumb to default. Protect your portfolio by proactively identifying unfit borrowers and coaching them to get on the road to financial health.
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Security interests – Is your online information protected?
Winter 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 573
Abstract: As online banking continues to grow in popularity, even small banks are offering customers Web access to at least some of their products and services. But with this convenience comes an unwelcome byproduct: the threat of unauthorized access by hackers and identity thieves.
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Audit and reporting rules toughened under FDIC plan
Winter 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 622
Abstract: The FDIC says proposed amendments to its independent auditing and reporting requirements would reflect industry changes and include certain “sound audit, reporting, and audit committee practices” from the Sarbanes-Oxley Act of 2002 (SOX).
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Checking your vitals – Use KPIs to monitor your bank’s financial health
Winter 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 1061
Abstract: Banks should continually monitor their vital signs — also known as key performance indicators (KPIs). They can alert you to dangerous conditions while there’s still time to react, providing you with invaluable information you can use to boost profits.
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Look for the silver lining – Financial crisis creates opportunities
Winter 2009
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 697
Abstract: The financial crisis has severely damaged many large banks — as well as economies around the globe. But for many community banks, this dark cloud may have a silver lining as opportunities arise for lending secured by single-family homes.
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Market Niche Insider – The retail wrap-up
November / December 2008
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 444
Abstract: With a troubled economy that includes higher energy and food costs, consumers have less disposable income — so they’re more practical, selective and cost conscious. Among those retailers hardest hit to date have been auto dealers, furniture retailers and home improvement stores. This article looks at some of the hottest retail trends.
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Fight fraud like a pro
November / December 2008
Newsletter: Commercial Lending Report
Price: $225.00, Subscriber Price: $157.50
Word count: 531
Abstract: Statement on Auditing Standards No. 99, Consideration of Fraud in a Financial Statement Audit (SAS 99), requires auditors to brainstorm about potential fraud risks before and during the information-gathering process. Lenders may find it helpful — especially when evaluating borrowers with unaudited annual reports — to understand how auditors assess fraud risks.