Banking

Showing 529–536 of 536 results

  • Capture the red flags – New rules require a comprehensive identity theft prevention program

    Spring 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 1401

    Abstract: Costing consumers more than $1 billion a year, identity theft continues to head the list of consumer complaints heard by the Federal Trade Commission. And in the United States a crime of this nature happens every 79 seconds. A full-fledged response to the problem, the Identity Theft Red Flags and Address Discrepancies final rules, requires an identity theft prevention program to be in place by Nov. 1, 2008.

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  • RDC goes the distance – To compete, consider the punch of remote deposit capture

    Spring 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 923

    Abstract: To stand up in the ring against heavier competitors, community banks must take seriously a new technology that is body punching the industry’s deposit side. Even smaller businesses — perhaps enticed by ads from bigger banks — are now starting to request Remote Deposit Capture (RDC), the process that allows a business to post and clear checks electronically with its bank. With demand for this breakthrough technology likely to increase, it may be time to adjust your fight plan to include RDC.

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  • Stop the domino effect – The link between management ethics and corporate fraud

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 502

    Abstract: Unethical managers foster an unethical work environment — giving employees the opportunity, motivation and rationalization to commit fraud and other crimes against their employers. This article explains how lenders should assess qualitative factors to protect loan portfolios against fraud losses. These include management’s ethics and its establishment and maintenance of internal controls. (Updated 9/27/12)

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  • Auditing standards provide rules for the dating game

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 333

    Abstract: This short article discusses the requirements of the Auditing Standards Board’s Statement No. 103, Audit Documentation, which requires auditors to date financial statements when “sufficient appropriate audit evidence” has been obtained to support financial statement opinions.

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  • Why the warehousing sector has staying power

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 829

    Abstract: Contrary to analyst predictions, many warehouses and distribution centers are thriving, and can benefit loan portfolios. This article talks about what to look for in warehousing borrowers, including strict attention to safety, efficient receiving, logical inventory layouts and value-added service enhancements.

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  • Is your portfolio going the way of the subprime market?

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 628

    Abstract: As interest rates have risen, balloon payments have come due, the housing market has slumped and many subprime borrowers have defaulted. Commercial loan portfolios aren’t immune to the subprime market’s woes. As this article explains, homebuilders, retailers and small businesses generally are being affected by tighter credit standards.

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  • Another Inconvenient Truth – Going green could cause some borrowers to see red

    January / February 2008
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 584

    Abstract: Although most environmental legislation singles out utilities, oil companies and automakers, at some point legislators likely will ask every business to do its part to mitigate environmental damage. Businesses that conserve energy can enjoy lower costs, but for many, going green will be costly. Lenders should be ready to evaluate their borrowers for the financial consequences of current and future legislation.

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  • How to turn compliance into a profit center

    Winter 2008
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 852

    Abstract: The Patriot Act beefed up the Bank Secrecy Act (BSA), imposing new obligations to ferret out suspicious customer activities and deter money laundering activities. The cost of compliance is steep. But smart bankers look at their BSA responsibilities not as unwelcome costs, but as an opportunity to generate new revenue, improve efficiency and strengthen customer satisfaction.

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