Planning for Prosperity / Wealth Management Advisor

Showing 289–301 of 301 results

  • Are tax-free investments really worth it?

    May / June 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 690

    Abstract: If you think investing in tax-exempt securities such as state and municipal bonds is an ideal way to diversify your portfolio and enjoy tax-free income, hold that thought. There are a few possible cons to consider along with the potential pros. This article discusses both, and points out that credit quality, price volatility and the investment’s role in your asset allocation strategy also need to be taken into account.

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  • A silver lining – Market drops can provide long-term opportunity

    May / June 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 798

    Abstract: If you’ve looked at your retirement plan statements since last fall, you hardly need to be told how incredibly challenging the investment environment has been. But if you can stomach the market’s volatility, down markets often provide brave investors with attractive long-term buying opportunities. This article discusses the pros and cons of stocks, bonds and fixed-income equities, and why a long-term, patient approach might be better than trying to time the market.

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  • Avoid 2 costly life insurance snafus with an ILIT

    May / June 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 757

    Abstract: Life insurance can help you provide for your loved ones’ financial security after your death. But if you own the policy, you could threaten the estate-tax-free status of your life insurance proceeds and significantly reduce the amount that’s left for your family. And if you designate a minor or legally incompetent person as a beneficiary, he or she might not receive the proceeds according to your wishes. Creating an irrevocable life insurance trust (ILIT) can avoid these problems.

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  • Personal finance 101: Advice for recent grads

    May / June 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 878

    Abstract: With their college degrees in hand, it’s time for the recent graduates in your life to take on the responsibilities that come with the rewards of financial independence. And given today’s economic challenges, it’s critical for them to establish good money management habits from the outset. This article offers some key personal financial tips you can give them along with your graduation gift.

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  • Property swap – Defer capital gains taxes with a like-kind exchange

    March / April 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 842

    Abstract: If a person is planning to sell highly appreciated business or investment property, he or she is likely bracing to pay taxes on the capital gain. A like-kind exchange may allow a person to trade the property for another one that better suits his or her needs and defer payment of capital gains taxes that might otherwise be due on the sale of the assets. This article defines a like-kind exchange.

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  • Risk vs. reward – The potential benefits — and pitfalls —of emerging markets investing

    March / April 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 873

    Abstract: Even though emerging markets have a reputation for volatility and risk — a reputation that has been well earned amid the market’s downturn — they also offer strong growth potential and diversification benefits. Both are big reasons why emerging markets stocks can be a vital part of many investors’ portfolios. This article explores the benefits and risks of investing in emerging markets stocks.

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  • Should you put your trust in a living trust?

    March / April 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 768

    Abstract: A living trust offers three key estate planning benefits: 1) It’s a means to bypass the probate process, 2) it acts as a blueprint for handling a person’s affairs and 3) it separates marital assets for married couples in community property states who had a substantial amount of property before the marriage. This article details how a living trust works.

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  • Upside down – Cutting your taxes with capital losses

    March / April 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 852

    Abstract: As volatile as the stock market has been, investors probably have at least thought about selling some investments that have lost value. Using caution is especially important when considering selling at a loss. Why? Because people will be locking in their losses, but they may also be missing out should those securities bounce back after they sell. However, in some situations, liquidating underperformers can make sense from a tax perspective. This article explains how selling holdings for less than the purchase price can lower a person’s income tax bill.

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  • Protecting your portfolio from bond calls

    January / February 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 216

    Abstract: When a person buys a bond, he or she likely pays close attention to its maturity date — the year the issuer pays back his or her principal and finishes its series of interest payments. Some bonds are callable as well, meaning the issuer can choose to redeem the securities at a predetermined price before they mature. This short article details callable bonds.

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  • Private foundations – They’re not just for the rich and famous

    January / February 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 592

    Abstract: The general perception of private foundations is that they’re only for the wealthy. In fact, private foundations can be an effective strategy for creating a family legacy of giving. There is no official minimum and a person may be able to effectively establish a foundation with an initial contribution as low as $250,000. This article explores the benefits (and a few drawbacks) of creating a private foundation.

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  • Until death — or divorce — do we part – A prenuptial agreement can protect your assets

    January / February 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 626

    Abstract: Despite love, hope and good intentions, more than half of marriages in the United States end in divorce. A well-crafted prenuptial agreement, commonly referred to as a “prenup,” provides protection for a person’s personal and business assets by outlining how they’ll be divided in the event of divorce or death. This article discusses the ins and outs of a prenup.

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  • Rebalance regularly to reduce portfolio imbalances

    January / February 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 660

    Abstract: Market fluctuations cause investments to continually gain and lose value. Over time, financial market movements can cause significant imbalances in even the most carefully constructed asset allocation — potentially exposing an investor to excessive risk. An investor should regularly rebalance his or her portfolio to bring it into line with his or her target weightings. This article explains how to rebalance a portfolio.

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  • HSAs offer tax-free health care savings

    January / February 2009
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 724

    Abstract: Since 2003, Health Savings Accounts (HSAs) have provided individuals with another tax-advantaged way to fund health care costs. With an HSA, an individual or an employer can set aside funds for current or future health care costs. Most important, an HSA offers tax benefits similar to an IRA or 401(k). This article details the tax benefits of using an HSA.

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