Planning for Prosperity / Wealth Management Advisor

Showing 257–272 of 301 results

  • Tax tips to help you get the most from your investments

    September / October 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 604

    Abstract: When it’s time to harvest some of the gains produced by an investment strategy, it’s important to understand how capital gains are taxed so as not to lose more than necessary to taxes. This article discusses short- and long-term gains and their different tax impacts, along with how to determine cost basis and how to recognize gains or losses using different tax lots.

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  • Overseer of a loved one’s estate – Are you prepared to be an executor or personal representative?

    September / October 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 664

    Abstract: Being asked to be an executor of an estate might be considered an honor, but there are many responsibilities involved. People new to this position might wonder what those responsibilities are, what personal liability the job involves, and whether it’s OK to seek help. This article answers those questions and others.

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  • Health care reform and your taxes

    September / October 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 452

    Abstract: There’s little doubt that the Patient Protection and Affordable Care Act (PPACA) will affect virtually everyone — whether insured or uninsured and regardless of income level. This article discusses the higher taxes that affluent individuals can expect to pay, penalties that will be assessed on the uninsured, and increased access to health care coverage.

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  • 740 or bust: How to raise your credit score

    September / October 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 845

    Abstract: Individuals with a solid credit score typically not only have access to lower interest rates on mortgage loans and credit cards, but — at a time when employers are increasingly running credit checks before making hiring decisions — also stand a better chance of landing a job. This article offers four steps to take to achieve a higher credit score, while a sidebar describes how to get a free credit report without being scammed.

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  • Claim a tax break without leaving the house – If you work from home, you may qualify for a home-office deduction

    July / August 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 322

    Abstract: Many who are self-employed or work from home may save tax by qualifying for a home-office deduction. To determine whether a home office qualifies, there are four questions one should ask. Those who qualify can deduct direct expenses plus a portion of indirect expenses based on the portion of their home used for the office.

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  • Do you need directors and officers insurance? To protect your assets, the answer may well be yes

    July / August 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 663

    Abstract: In the current post-Sarbanes-Oxley business environment, investors expect greater transparency, and lawsuits are more common than ever. Not only can a company be held financially liable, but so can directors or officers. This is why a directors and officers (D&O) insurance policy is necessary to protect personal assets. But it’s important to determine exactly what a specific policy covers. A sidebar to this article explains why D&O insurance is important for nonprofit executives, as well.

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  • A needle in a haystack – Among all of the choices, how do you find the right mutual funds?

    July / August 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 774

    Abstract: With thousands of mutual funds to choose from, it might be difficult to find the right ones. But the odds can be improved by focusing on long-term performance, expense ratios, turnover rates, identifying the individuals that are in charge, and performance in bear vs. bull markets.

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  • Regular income can pay dividends

    July / August 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 776

    Abstract: While bonds are favored by many investors in need of income, dividend-paying stocks are often overlooked. Although the stock market as a whole frequently offers a relatively modest dividend yield, certain types of stock provide yields that are more competitive with those of bonds. Dividend-paying stocks offer the possibility of double-barreled benefits: 1) the dividends themselves can increase, and 2) the stock price might appreciate as well. A sidebar to this article looks at an example of 10-year dividend growth.

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  • Up in the air – With the estate tax in flux, do you know what your estate plan says?

    May / June 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 369

    Abstract: There’s been a great deal of estate tax law uncertainty lately. A temporary repeal of the estate tax took effect in January, but it’s scheduled to return in 2011 unless Congress acts. Unless and until this happens, it’s important for individuals to review their estate plan both today and after President Obama signs estate tax legislation into law. Otherwise, one’s estate plan may have undesirable consequences, such as loved ones incurring unnecessary tax liability.

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  • Save or dump? Retention guidelines help determine whether to keep or shred tax records

    May / June 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 700

    Abstract: How long is it necessary to hold on to tax-related documents? The quick answer is that it depends on the document. Generally, tax-related records should be kept three years after filing a return or, if later, three years after the tax return’s original due date. But in some cases, the statute of limitations extends beyond three years. In fact, some documents should be kept forever — not only for tax purposes, but to back up one’s work history. To avoid storage problems, it’s fine to store tax records electronically, so long as the system that’s used meets IRS standards.

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  • Decision time – When to begin taking Social Security benefits requires planning

    May / June 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 678

    Abstract: To be financially prepared for the possibility of a lengthy retirement, one important decision to make is when to begin taking Social Security benefits. One can take reduced benefits at age 62, “full” benefits at the “normal” retirement age (65 to 67, depending on year of birth), or greater benefits after normal retirement age up until age 70. The trade-off between smaller payments sooner or larger payments later can hinge on a variety of considerations, including one’s current and future financial profile, along with health. The Social Security Administration offers some tools that can help start the decision-making process. (Updated 7/7/11)

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  • Bond investing 101: Interpreting the yield curve

    May / June 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 768

    Abstract: Conversations about the bond market can quickly become technical, but the yield curve is a straightforward analytical tool that can provide insight into current market conditions, the interest rate environment in the bond market and perhaps even the direction of the economy. The yield curve is a graph that tracks the interest rates that bonds pay across a range of maturities, and is constantly shifting based on a variety of market and economic conditions. There are four basic shapes to the yield curve: normal, flat, inverted and steep.

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  • Take a bite out of fraudulent crime with a few simple steps

    March / April 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 380

    Abstract: Fraud becomes more prevalent during difficult economic times, when people are hurting financially. And fraudsters tend not to discriminate — they’ll target both novice and sophisticated investors alike. Thus, it’s important not to get into the mindset that fraud and identity theft “can’t happen to me,” because it can. But there are steps one can take to guard against investment scams and identity theft.

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  • When is the right time to make charitable donations?

    March / April 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 600

    Abstract: Is it better to make charitable gifts during one’s lifetime, or charitable bequests after death? It can depend on a variety of factors, such as marital status, income and estate tax considerations, one’s degree of certainty about future financial needs, or whether a foreign charitable organization is an intended beneficiary. Giving to charities can be an excellent decision, but it’s important to consult a tax, legal or accounting professional to explore the ins and outs of making lifetime gifts and charitable bequests.

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  • 4 principles for successful investing

    March / April 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 732

    Abstract: Even though there’s no single way to ensure investment success, most successful investors follow a set of principles that hold true in all markets. Specifically, it’s important to know one’s financial goals and develop a plan for pursuing them; diversify investments; pay attention to the tax ramifications of different investments; and stick with the plan, regardless of what’s happening in the financial markets.

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  • IRA savings can get you closer to your goals

    March / April 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 813

    Abstract: Those who are saving for their retirement are probably participating in their employer’s 401(k) plan or other retirement plan. However, another common retirement savings vehicle — the IRA — is too often ignored or underused. But it can be a powerful way to save more for one’s golden years. This article describes the tax and savings characteristics of the traditional vs. the Roth IRA, while a sidebar explains that traditional-to-Roth conversions are now available to everyone, regardless of income.

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