Planning for Prosperity / Wealth Management Advisor

Showing 241–256 of 301 results

  • Love, marriage and then a postnuptial agreement

    May / June 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 282

    Abstract: Postnuptial agreements, which are permitted in many but not all states, usually address issues regarding finances, property and children. But, as this article explains, postnups —like prenups — can include provisions for the division of property and set specific spousal support dollar amounts. If desired, the agreements can be structured to influence behavior, such as through a financial penalty for infidelity. And postnups can be useful when one spouse’s financial situation changes drastically.

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  • The cost of being a member of the Sandwich Generation

    May / June 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 708

    Abstract: It can be a financial burden for those taking care of their children to also support their aging parents, but tax breaks and insurance may help. This article discusses the adult-dependent tax exemption, and whether Social Security factors into it. It also looks at long-term care insurance and what an individual vs. a group plan offers.

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  • Mortgage sweet mortgage – Choosing the right loan is just as important as choosing the right home

    May / June 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 695

    Abstract: The interest cost of a loan can perhaps double the total cost over the years. That’s why a buyer must make sure to get the right mortgage for his or her situation. This article examines fixed-rate vs. adjustable-rate mortgages, “balloon” mortgages and jumbo mortgages. It also provides general rules of thumb regarding the percentage of salary a mortgage and its associated expenses should not exceed. A sidebar offers a word about “points.”

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  • Buying bonds? Your choices range from conservative to speculative

    May / June 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 833

    Abstract: While over long periods of time bonds historically have offered lower total returns than stocks, they can provide a reliable, steady income stream. What’s more, bond prices have often increased when stock prices have fallen, making them potentially useful for diversification purposes. This article discusses the pros and cons of the main categories of bonds, such as U.S. Treasuries, state and municipal bonds, corporate bonds, and international bonds. A sidebar looks at two primary avenues for investing in bonds: individual bonds, or a product that pools the capital of a group of investors, such as a bond mutual fund or an exchange-traded fund (ETF).

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  • Tax breaks associated with owning a vacation home

    March / April 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 365

    Abstract: This article examines how the IRS treats income and expenses associated with a vacation (or second) home. It answers questions such as: What constitutes a vacation home? What is deductible if the property is rented, and how long during the year is the owner or renter allowed to occupy the house for different deductions to apply?

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  • What to consider when naming retirement plan beneficiaries

    March / April 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 766

    Abstract: Income and estate tax ramifications are among the most important factors to consider when choosing retirement plan beneficiaries. This article explores those ramifications, and shows the advantages/disadvantages of choosing a spouse vs. someone else as a beneficiary, including a trust or charity.

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  • Should you invest in emerging markets?

    March / April 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 684

    Abstract: The robust economic growth in emerging markets such as China, India and Latin America continues to make headlines, particularly in comparison with the tepid growth in most developed markets. Many are wondering if they should follow the trail of many individual investors around the world and increase their exposure to emerging markets. As this article explains, the answer depends on one’s individual situation.

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  • Bond credit ratings 101 – Despite unfavorable press, ratings are still meaningful

    March / April 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 814

    Abstract: Credit rating agencies have been criticized for not providing adequate warning about risky securities. Despite their recent high-profile failings, credit ratings remain a useful tool for bond investors, as long as their limitations are understood. This article discusses the three major credit rating agencies and what the ratings indicate, so that the reader can make use of them while keeping their limitations in perspective. A sidebar discusses whether municipal bonds are still a good investment in today’s environment.

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  • Tax reduction strategies for a growing family

    January / February 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 608

    Abstract: Raising children today is expensive, but there are a number of strategies to help ease the burden. As this article explains, these include exemptions, tax credits, Education Savings Accounts, and 529 plans.

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  • Keep emotions in check when making investment decisions

    January / February 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 546

    Abstract: Deciding what to do with investments during tough times can be difficult, and emotions sometimes get in the way of making sound choices. But this article looks at ways to maintain objectivity, such as taking advantage of automatic investment plans, developing an individualized wealth management plan, and diversifying one’s portfolio.

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  • 2 charitable giving vehicles: DAFs and private foundations

    January / February 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 597

    Abstract: Those who are charitably inclined and ready to greatly increase their contributions should consider whether a donor advised fund (DAF) or a private foundation might be better for their purposes. A DAF is easier and less costly to set up than a foundation, but a foundation offers more opportunity for control. This article looks at the details of both.

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  • Does your bank still meet your needs?

    January / February 2011
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 854

    Abstract: Bank services and fees are constantly changing, and the mix that originally seemed attractive might bear little resemblance to a bank’s current offerings. Thus, a periodic review is in order. This article explores services that a particular user may or may not need, available online options, and avoiding fees. A sidebar discusses how a bank’s size can offer pros and cons for small business owners.

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  • Life’s uncertain — consider disability insurance

    November / December 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 497

    Abstract: Most people receive short-term disability coverage through their employers. Less common but no less important is long-term coverage. Unfortunately, even when an employer provides long-term coverage, the amount of that coverage often is inadequate. This article shows why an individual policy may offer several important benefits not provided by group coverage.

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  • Accelerating your mortgage payoff: Good idea or wasted opportunity?

    November / December 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 710

    Abstract: If a person has extra money, should he or she use it to make extra payments on the mortgage? There are strong arguments on both sides of this matter. This article examines the pros and cons, while exploring other financially beneficial options and explaining the importance of maintaining liquidity.

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  • A guiding light even after death – Pass your wealth and values on to loved ones with an incentive trust

    November / December 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 543

    Abstract: It’s not uncommon for people to worry about what might happen if their children should inherit their wealth before they’ve gained experience and maturity. But this article shows that an incentive trust will allow parents to establish specific criteria for their children to meet before becoming eligible to receive the trust’s assets. The trust can mandate that the child meet particular personal or professional goals, and it can be set up to spread distributions over a set amount of time.

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  • Higher interest rates ahead? Bond fund investors need to plan for multiple scenarios

    November / December 2010
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 815

    Abstract: With interest rates near historic lows for an extended time, speculation has mounted about when they might head higher. Interest rates and bond prices tend to move in opposite directions, so if rates rise, bond prices likely will fall. But, as this article explains, there’s no reason for bond holders to panic. Even in a rising interest rate environment, a portfolio manager can reinvest interest payments in higher-yielding bonds, and a number of diversification options are also available. A sidebar explains what causes changes in interest rates.

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