Planning for Prosperity / Wealth Management Advisor

PFP

Showing 1–16 of 325 results

  • Weighing the risks of “buy now, pay later”

    May / June 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 415

    Abstract: Already many big retailers offer buy now, pay later (BNPL) as a payment option. It’s also popular with consumers. BNPL offers several advantages — instant approval and no interest or finance charges as long as the consumer pays installments on time. Delinquent payers, however, may face late fees and BNPL purchases may not come with consumer protections.

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  • What to do if your life insurance’s term is almost up

    May / June 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 591

    Abstract: Term life insurance policyholders generally have a couple options if their term is ending and they desire further protection. They may be able to renew the policy without submitting to a new medical exam — or buy a new term life policy. Another possible option is to buy a permanent policy. This article highlights the advantages and drawbacks of each choice.

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  • For investing advice, look to the masters

    May / June 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 656

    Abstract: As experienced investors know, what succeeded last year (or last week) is no guarantee of what will succeed in the future. Some of history’s most-celebrated investors, Benjamin Graham, Peter Lynch and Warren Buffet, are known for staking out a strategy and sticking with it through thick and thin. This article describes their guiding principles.

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  • Saving for retirement – Your 401(k) is maxed out — now what?

    May / June 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 891

    Abstract: What should retirement savers do if they’ve maxed out their 401(k) contributions? As this article explains, some plans allow participants to make after-tax contributions to their traditional or Roth 401(k) plans. Another option is to contribute to a traditional IRA, Roth IRA or annuity. Savers may also want to consider their health savings plan. A sidebar discusses a “back door” Roth IRA option for high-income earners.

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  • Take steps to manage inflation’s impact

    March / April 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 414

    Abstract: Longer life expectancies increase the risk that retirees will have to live on less income. Another risk that’s often overlooked is inflation. This short article explains how inflation can slow the growth of certain assts and erode the purchasing power of investments. It tells readers to work with advisors to develop an inflation-resistant investment strategy.

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  • Trusts can solve a variety of estate planning issues

    March / April 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 511

    Abstract: Whether you’re trying to protect your assets from possible creditors, prevent young heirs from wasting their inheritance or minimize current taxes, there’s likely a trust for you. This article looks at a couple different types, including irrevocable and “spendthrift” trusts.

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  • Charitable giving – Spotlight on pooled income funds

    March / April 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 609

    Abstract: For the charitably inclined, there are several ways to satisfy philanthropic objectives, receive tax benefits and even generate income. One option is the pooled income fund (PIF). This article shows how PIFs can provide some of the same benefits of a charitable remainder trust for a fraction of the set-up and operational costs.

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  • Your investment strategy: Active, passive or both?

    March / April 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 885

    Abstract: Both active and passive investment strategies have supporters and critics, but many experts advocate combining both approaches in a diversified portfolio. This article defines each strategy, highlights their advantages and disadvantages and explains how to combine them given individual goals. A sidebar looks at a recent study that shows that actively managed funds post mixed results.

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  • Minimizing taxes on employer stock in your 401(k) plan

    January / February 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 426

    Abstract: People who are approaching retirement and have a 401(k) plan that contains significant holdings in appreciated employer stock may be able to minimize taxes on that stock. The strategy takes advantage of the net unrealized appreciation rules. This short article explains how it works.

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  • What investors need to know about stock splits

    January / February 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 619

    Abstract: From time to time, public companies announce stock splits or reverse stock splits. This article explains what this means — and what it doesn’t. For example, when a company announces a stock split, it’s usually because management believes the stock price has gotten too high relative to its peers and that a lower price will boost liquidity. But contrary to what some investors may believe, stock splits don’t increase the value of stock holdings.

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  • Prepare for scrutiny – IRS audits may soon become more common

    January / February 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 634

    Abstract: In recent years, the IRS has audited only about 0.5% of individual tax returns. But the Biden administration is pushing for the IRS to help close the tax gap. Although it’s still not clear which groups may see increased audits, the IRS has historically targeted higher-income individuals. This article walks taxpayers through the audit process.

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  • Approaching 65? Get up to speed on Medicare

    January / February 2022
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 844

    Abstract: Medicare is complex and navigating the many options can be challenging. To help with retirement planning, this article answers several questions about the timing and scope of coverage. It also explains when it’s possible to delay Medicare enrollment without penalty. A sidebar discusses the cost of Medicare Part A, explaining that it largely depends on how long individuals have paid Medicare taxes out of their paychecks or through self-employment taxes.

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  • Why investors should care about market cap

    November / December 2021
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 376

    Abstract: There are many ways to diversify an investment portfolio. But one important diversification strategy that some investors overlook is size, as measured by market capitalization. This short article makes the case for spreading assets among large-cap, mid-cap and small-cap stocks.

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  • A look at the Roth IRA five-year rule

    November / December 2021
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 575

    Abstract: To ensure that Roth IRA withdrawals are tax- and penalty-free, it’s critical to comply with the so-called five-year rule. This article reveals that there are actually two separate five-year rules: One for withdrawals of earnings and one for withdrawals of converted principal. It explains why the rules can be hard to follow.

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  • Welcome to the gig economy! Now, calculate your taxes

    November / December 2021
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 589

    Abstract: Just like employees, “gig” workers are expected to pay their share of income tax. But calculating income tax as an independent contractor isn’t always simple. This article provides, tips, covering quarterly IRS payments, reporting Form 1099 income and deducting business-related expenses.

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  • Worried you don’t have enough to retire? Consider working a little longer

    November / December 2021
    Newsletter: Planning for Prosperity / Wealth Management Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 913

    Abstract: A recent study confirms what financial advisors have been saying for years: People who extend their work life — even for a short time — can enjoy a lot more retirement income. This article explains why and discusses other benefits of working longer such as maximizing Social Security benefits and reducing health care costs. A sidebar examines whether retirees should follow the “4% rule” when withdrawing from retirement savings.

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