Focus

Showing 305–320 of 325 results

  • Saving for college: Study your options and plan ahead

    October / November 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 752

    Abstract: Costs for college tuition and related expenses continue to soar. In fact, tuition and fees rose an average 2.9% after inflation for private four-year colleges, and 4.4% for public four-year institutions annually during the past decade, according to a 2007 College Board report. Such reports should light a fire under parents who are dragging their feet when it comes to saving for college. This article looks at some options that may help you reach your goals — financially and academically.

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  • Is your tax “house” in order?

    August / September 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 351

    Abstract: If you use household employees — such as nannies, gardeners, housekeepers, cooks or health care workers — it’s important to understand your tax obligations. If you fail to pay employment taxes, you risk substantial back taxes, penalties and interest. This brief article asks these key questions: “Are you a household employer?” “What are your tax responsibilities?” and “When do you pay the taxes?” And then it provides the answers so you can better understand your tax responsibilities in regard to household employees.

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  • Surviving divorce: Vow to protect your financial interests

    August / September 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 754

    Abstract: It’s hard to ignore the facts: More than half of all married couples will get divorced. For those who are among the unlucky-in-love, the last thing they need is unnecessary financial suffering on top of the emotional trauma. This article explores some ways married couples can protect themselves financially before and during marriage, as well as during and after divorce proceedings.

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  • How to sow seeds of business innovation

    August / September 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 439

    Abstract: To innovate means to continually work at applying new ideas for growing a business and developing, targeting and delivering better products and services. This article discusses the “seeds” of innovation, including vision, collaboration and motivation. By planting the seeds of innovation and establishing a formal program, you can help ensure a bountiful harvest of new business ideas. (Updated 1/4/12)

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  • Section 1244 stock offers small business investors a big advantage

    August / September 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 518

    Abstract: Investing in a small business — especially a startup venture — can be risky. But, investing in these companies can have its rewards. Internal Revenue Code Section 1244 provides tax-advantaged treatment for investors in “qualified small business corporations.” This article takes a look at how Sec. 1244 stock can work for you.

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  • 3 depreciation tips you’ll appreciate

    August / September 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 974

    Abstract: To encourage business investment, the tax code provides opportunities for companies to deduct the cost of depreciable assets more quickly or even “expense” them — that is, deduct the full cost in the year they’re purchased. This article offers three tips for making the most of these opportunities. A sidebar discusses provisions in the Economic Stimulus Act of 2008 that enhance depreciation deductions.

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  • 3 ways to keep inventory under control

    June / July 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 330

    Abstract: Excessive or obsolete inventory can be a big drain on your cash flow. In addition to the cost of purchasing or manufacturing it, there’s a significant cost just to keep it on your shelves. The more inventory you have, the greater your expenses for transportation, storage, handling, insurance and financing. In some states, inventory is even subject to personal property tax. This article describes three ways to keep inventory (and your costs) under control. (Updated 4/4/12)

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  • Be the top dog: Use search engine optimization

    June / July 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 488

    Abstract: In today’s plugged-in business world, your customers have a plethora of Internet-based information search tools—commonly known as search engines—at their fingertips to quickly locate products and services. The return on investment in your company’s Web site depends largely on how quickly prospects can locate your site when using these tools. This article offers some tips on how to get your URL listed higher on search engine result pages.

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  • Managing your credit history

    June / July 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 569

    Abstract: Like most people, you’re probably well aware of the importance of managing your credit history to protect your standing among current and future lenders. What you may not know, however, is how to go about doing it. This article gives you the lowdown on how to obtain your credit reports (free of charge), what to look for on those reports and how to defend your position if you detect fraudulent activity.

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  • Let’s be reasonable – Setting salaries for S corporation owners

    June / July 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 834

    Abstract: If your business is an S corporation, the way you characterize payments to owners who work in the business can have a significant tax impact. For instance, failure to pay reasonable salaries to these shareholder-employees raises a red flag for the IRS. And if the agency reclassifies distributions of corporate profits as wages, you may be hit with a hefty bill for back payroll taxes, penalties and interest. This article offers tips on how to ensure salaries are reasonable. A sidebar illustrates how costly not doing so can be.

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  • How can you make the most of Social Security?

    June / July 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 680

    Abstract: As life expectancies grow, planning for retirement is more important than ever. For some people, Social Security will be a significant source of income. For others, it will make up a relatively small portion of their retirement funds. Either way, it pays to maximize the benefits. This article gives some guidelines to help you determine when you should start collecting benefits. For example, you’ll need to consider your life expectancy, other sources of income and your career plans. (Updated 1/3/12)

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  • Why your company needs a travel policy

    April / May 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 572

    Abstract: If your employees travel regularly for business, it’s important to develop a written travel policy. A well-designed policy has many benefits: It provides employees with guidance on appropriate business spending, helps you control your travel costs, and ensures that you have the documentation needed to support income tax deductions and withholding and payroll tax exclusions. This article explains how to develop a travel policy for your employees. A sidebar delves into the subject of per diems. (Updated 4/4/12)

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  • Do you really have the homeowner’s coverage you need?

    April / May 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 705

    Abstract: A homeowner’s insurance policy is designed to cover your home and personal belongings in the case of theft or damage. But do you know whether you really have the coverage you need? This article explains why it’s critical to review your policy regularly so you know whether it’s time to buy additional coverage or switch insurers. A sidebar offers tips on how to ask your insurer for a better deal.

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  • 3 tips for tax-smart intrafamily loans

    April / May 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 413

    Abstract: At one time or another, you may wish to provide financial assistance via a loan to your children or other family members. Whatever your reasons for lending to a family member, it’s important to structure and document the loan carefully. You may trust these loved ones implicitly but, if you handle things too informally, you may bring about some unpleasant tax consequences. This article offers three tips for making tax-friendly family loans.

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  • A QPRT lets you have your cake and eat it too

    April / May 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 714

    Abstract: Most estate planning strategies involve some tradeoffs. For example, typically, to remove assets from your taxable estate, you must relinquish control over them. One estate planning tool, however, comes close to letting you have your cake and eat it too: the qualified personal residence trust (QPRT). This article discusses how a properly designed QPRT allows you to transfer your home to your children or other relatives and remove its value from your estate — while you continue to live in it.

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  • Take aim and fire! How market research can help you focus on the target

    April / May 2008
    Newsletter: Focus

    Price: $225.00, Subscriber Price: $157.50

    Word count: 497

    Abstract: Researching and understanding your target market is key to knowing where and how to effectively aim your business’s marketing efforts. Missing the target and failing to generate a return on your marketing investment can seriously injure your business’s financial position. This article explains how you can avoid this fate, by applying a strategic, methodical approach to your marketing efforts, which includes market research. (Updated 1/4/12)

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