Community Banking Advisor

Showing 113–128 of 251 results

  • Bank Wire – CFPB brings first data security enforcement action

    Summer 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 427

    Abstract: This issue’s “Bank Wire” reports on the CFPB’s first-ever enforcement action in a data security matter, the OCC’s recent crackdown on BSA/AML violations, regulatory scrutiny of overdraft policies, and determining if a bank is a candidate for a quasi-reorganization.

    Read More

  • Getting the family business ready for succession

    Summer 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 629

    Abstract: With Baby Boomers in the United States still retiring in droves, your bank’s lending department should be encouraging these borrowers to have a succession plan for their business in place. Such a plan can’t be drafted overnight, and the sooner one is developed, the better prepared the company will be for a leadership transition. This article discusses how to select a successor and plan the transition.

    Read More

  • Tips for building customer loyalty – In this high-tech age, here are 3 ways to boost retention

    Summer 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 568

    Abstract: For community banks, customer loyalty is one of the keys to profitability. But with the advent of online banking and mobile technology, banking products and services are becoming increasingly commoditized. To build customer loyalty, community banks should focus on their strengths — the things that set them apart from other banks. This article presents three strategies to consider.

    Read More

  • New lease accounting rules – What will be the impact?

    Summer 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 872

    Abstract: After 10 years of deliberations, the FASB has finally issued its new lease accounting rules with the publication of Accounting Standards Update No. 2016-02, Leases (Topic 842). This article discusses how off-balance-sheet leases are now history and the effect of the new rules on bank-loan customers. Other ramifications for banks also are examined. A sidebar discusses timing considerations for making the transition.

    Read More

  • BANK Wire

    Spring 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 431

    Abstract: This issue’s “BANK Wire” reports on updated FASB guidance on classifying and measuring financial instruments, reasons why a bank needs a “bring your own device” (BYOD) policy for personal mobile devices and what such a policy should include, and the Federal Reserve’s recent comments on the low interest rate trend. It also announces a new and useful fact sheet on construction loan disclosures from the Consumer Financial Protection Bureau.

    Read More

  • To attract and retain Millennials, focus on digital channels

    Spring 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 568

    Abstract: To build lasting relationships with its Millennial customers, banks must understand this generation’s distinctive characteristics and needs. In particular, Millennials, now the nation’s largest population segment, tend to use a wide range of devices and channels to interact with their banks — for banking transactions as well as customer service — including mobile apps, bank websites, texting and social media. This article discusses how investing resources in developing and marketing these digital channels is critical to attracting and retaining this important demographic group.

    Read More

  • Your borrowers’ statement of cash flows – FASB proposal clarifies its guidance

    Spring 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 662

    Abstract: A new proposal by the FASB would clarify several parts of its guidance on company cash flow statements. The move could take some of the guesswork out of a bank’s business customers’ financial statement preparation as well as reduce their number of restatements. This article briefly discusses the FASB proposal, which covers eight areas, including debt prepayment or debt extinguishment costs, the cash payment attributable to accreted interest on zero-coupon bonds and the proceeds businesses receive from corporate-owned life insurance. The proposal also addresses one of the most complicated parts of cash flow presentation, which is a concept that accountants call the “predominance principle.”

    Read More

  • Keeping pace with internal audit

    Spring 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 830

    Abstract: The role of the internal audit has been evolving from that of a compliance and fraud watchdog to that of a full-fledged partner in an institution’s overall risk management process. Thus, all community banks should review their internal audit programs to ensure that they’re meeting their risk management needs. Among the topics discussed are the OCC’s 2014 Guidelines Establishing Heightened Standards for Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches; Integration of Regulations. Although community banks aren’t required to follow the guidelines, they represent best practices for well-managed banks and are likely to shape examiners’ expectations. A sidebar discusses published guidance on managing outsourcing risks.

    Read More

  • BANK Wire – Regulators explore streamlined reporting for community banks

    Winter 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 418

    Abstract: This issue’s “BANK Wire” reports on bank regulators’ recent attempts to streamline and simplify community bank reporting, new cybersecurity assessment tools, and disclosures and redisclosures required by Regulation E.

    Read More

  • Program review – Setting the value of real estate collateral

    Winter 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 688

    Abstract: Influenced by the real estate crises of the last decade, bank examiners today want to know that banks are following all rules and guidelines for their valuation programs for real estate collateral. This article discusses interagency guidelines and the importance of program independence, selection criteria for valuators and appraisal standards.

    Read More

  • Know the risks of the secondary market mortgage business

    Winter 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 523

    Abstract: A growing number of community banks are originating mortgage loans for sale to the secondary market. Although this can be an effective strategy for boosting fee income, it’s critical for management and the board of directors to understand the inherent risks.

    Read More

  • In-house training: The key to mitigating operational threats

    Winter 2016
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 822

    Abstract: Many community banks scrapped their in-house training programs years ago to reduce costs. But today a more rigorous regulatory environment, combined with increased pressure on banks to improve risk management, is causing many banks to rethink this strategy. This article explores using training as risk management and retention tools. A sidebar discusses the definition of “operational risk.”

    Read More

  • BANK Wire – Guidance issued on regulatory capital rules

    Fall 2015
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 426

    Abstract: This issue’s “BANK Wire” reports on new guidance about the regulatory capital rules, the FASB’s new credit impairment model and auditor-independence requirements for banks.

    Read More

  • When push comes to shove – Maximizing your bank’s noninterest income

    Fall 2015
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 684

    Abstract: Small interest margins have put a squeeze on the bottom line for some banks. Maximizing a bank’s noninterest income may be the difference between a profitable year and a lackluster one. This article discusses common sources of noninterest income, the fine-tuning of the collections function, and how banking relationships and competitors come into play.

    Read More

  • CFPB: What customers are complaining about

    Fall 2015
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 500

    Abstract: The Consumer Financial Protection Bureau recently published its Consumer Response Annual Report, which discusses consumer complaints received in 2014. This article explores trends revealed in the report, providing valuable insights into where banks’ potential compliance risks lie.

    Read More

  • What’s your plan for managing interest rate risk?

    Fall 2015
    Newsletter: Community Banking Advisor

    Price: $225.00, Subscriber Price: $157.50

    Word count: 837

    Abstract: Federal regulators have traditionally warned banks about the dangers of interest rate risk (IRR). Today, with interest rates potentially poised to rise, it’s critical that banks have a robust program for managing IRR. Assessing banks’ IRR, designing an IRR management program and avoiding management pitfalls are among the topics discussed in this article. A sidebar highlights four common IRR sources.

    Read More