Summer
Showing 609–624 of 760 results
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BANK Wire – SAFE Act deadline
Summer 2011
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 385
Abstract: This issue’s “BANK Wire” briefly discusses a July 29 SAFE Act deadline regarding the new Nationwide Mortgage Licensing System and Registry; FDIC guidance on overdraft fees; a proposal to require certain employees to be trained on FDIC deposit insurance coverage; and the Federal Reserve Board’s proposed amendments to Regulation CC, Availability of Funds and Collection of Checks.
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Getting a grip on business valuation
Summer 2011
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 611
Abstract: How professional valuators come to their conclusions depends on many variables. This article offers some basic tenets for bankers to keep in mind as they review business valuation reports. It describes three definitions of “value” and three approaches to valuing a business.
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Destination foreclosure – Mind the paper trail as you advance
Summer 2011
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 586
Abstract: Following the 2010 scandal involving improper foreclosure policies and practices at some of the nation’s largest banks, federal regulators are taking a closer look at the process. This article lists a number of weaknesses that have been found at 14 large mortgage servicers — in particular the use of “robo-signers.”
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Is your real estate appraisal program up to par?
Summer 2011
Newsletter: Community Banking Advisor
Price: $225.00, Subscriber Price: $157.50
Word count: 864
Abstract: In the wake of the financial crisis, lawmakers and banking regulators have set their sights on real estate collateral valuation practices. To be sure of meeting examiners’ expectations, it’s important to conduct an assessment of one’s appraisal and evaluation program. This article looks at the recently revised Interagency Appraisal and Evaluation Guidelines that indicate which transactions are covered and what makes a collateral valuation program effective. A sidebar discusses an evaluation of collateral, which may be required in lieu of an appraisal when a transaction is exempt.
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Get gassed up to sell green cars
Summer 2011
Newsletter: Auto Focus
Price: $225.00, Subscriber Price: $157.50
Word count: 323
Abstract: With gas prices what they are today, it can be tough for dealerships and their customers. But today’s record-high gas prices can be a selling tool. Appealing to buyers’ green sides may require salespeople to retool their sales tactics, however. This short article offers a few tips.
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How to create an honest budget
Summer 2011
Newsletter: Auto Focus
Price: $225.00, Subscriber Price: $157.50
Word count: 692
Abstract: Analysts can conjecture how U.S. new- and used-car markets will perform in 2012, but no one knows for sure — particularly in local markets. So, with the future uncertain, the somewhat daunting challenge is to create a realistic annual budget that’s based on fact, not optimism. This article describes the steps involved.
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Can you expense your repairs? Your answer might be at odds with the IRS
Summer 2011
Newsletter: Auto Focus
Price: $225.00, Subscriber Price: $157.50
Word count: 1067
Abstract: When fixed assets are repaired, how should this be accounted for? Most business owners prefer to expense repairs and maintenance in the current period, because it saves taxes and simplifies the accounting. But the IRS has another, more complicated plan for these costs: capitalizing them. This article explores the tax implications of this approach, and shows what kinds of repairs can still be expensed. A sidebar lists the factors that the Tax Court considers in determining whether a repair should be classified as a capital improvement or an expense.
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Japan earthquake aftershock – Weathering inventory challenges
Summer 2011
Newsletter: Auto Focus
Price: $225.00, Subscriber Price: $157.50
Word count: 684
Abstract: Both import and domestic dealerships are suffering an inventory crunch following Japan’s March 11 earthquake, tsunami and subsequent nuclear crisis. The disaster highlights the downside to just-in-time inventory practices, but this article offers some proactive ways to combat a summertime drought in the automotive supply chain.
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Newsbits – Small charities get health care insurance tax credit
Summer 2010
Newsletter: Profitable Solutions for Nonprofits
Price: $225.00, Subscriber Price: $157.50
Word count: 382
Abstract: This issue’s “Newsbits” discusses how small charities can get the new health insurance tax credit; audit committee trends; and increased scrutiny of employers who misclassify their workers as independent contractors when their job duties are actually those of an employee.
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Codification — one year later
Summer 2010
Newsletter: Profitable Solutions for Nonprofits
Price: $225.00, Subscriber Price: $157.50
Word count: 238
Abstract: Nearly a year ago, the Financial Accounting Standards Board (FASB) launched its new system of organizing accounting standards. The change affects the way Generally Accepted Accounting Principles (GAAP) are organized, researched and referenced. This short article offers several points that nonprofits should remember about this codification as they prepare financial statements this year.
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Ratio revelations – What expense data says about your spending habits
Summer 2010
Newsletter: Profitable Solutions for Nonprofits
Price: $225.00, Subscriber Price: $157.50
Word count: 1007
Abstract: When a nonprofit spends more of its funding on administering itself than on the programs it offers, it can find itself in trouble with funders, government agencies and watchdog groups. This article discusses where third parties get this information, and shows what nonprofits can do to present themselves accurately and in the best light. To account for expenses correctly, it’s essential to know how to categorize them: A sidebar distinguishes between management and fundraising expenses.
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What will an auditor want to know? Meeting 403(b) plan audit requirements
Summer 2010
Newsletter: Profitable Solutions for Nonprofits
Price: $225.00, Subscriber Price: $157.50
Word count: 708
Abstract: IRS and Department of Labor (DOL) rules that kicked in at the start of 2009 require an annual audit of 403(b) retirement plans with 100 or more participants. This article presents questions that auditors are likely to ask in regard to any plan amendments or changes in the plan’s status; reporting and governance; oversight of service providers; and fraud risk factors. A sidebar gives Form 5500 filing deadlines.
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Managing the risks of green building
Summer 2010
Newsletter: On-Site
Price: $225.00, Subscriber Price: $157.50
Word count: 393
Abstract: What exactly are the risks of green building? There are uncertainties about costs; confusion when sustainable building elements are added to a project during construction; and the time and expense of obtaining Leadership in Energy and Environmental Design (LEED) certification and putting LEED principles into practice. But sustainable building is one approach to construction that’s probably not going away; and, as its popularity increases, the first cost of a sustainable building is often the same as or lower than that of a traditional structure.
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4 steps to stopping and restarting a project effectively
Summer 2010
Newsletter: On-Site
Price: $225.00, Subscriber Price: $157.50
Word count: 408
Abstract: In these uncertain economic times, many construction projects have been put on hold. For those who find themselves in such a predicament, there are four steps to stopping and restarting a project effectively. These involve demobilizing in an organized manner; physically securing the project; making sure that insurance is both in effect and effective; and reassessing safety and deadlines upon restart.
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Health care reform – What the new law could mean for contractors
Summer 2010
Newsletter: On-Site
Price: $225.00, Subscriber Price: $157.50
Word count: 605
Abstract: The Patient Protection and Affordable Care Act (PPACA), signed into law in March, has a number of major business-related provisions that may affect the construction industry. This article offers an overview of some of the major health insurance and tax considerations for both larger and smaller contractors, along with wider effects on the industry itself. A sidebar discusses two valuable incentives in the Hiring Incentives to Restore Employment (HIRE) Act for hiring and retaining workers.
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From the ground up – Rebuilding a basic budget for your construction company
Summer 2010
Newsletter: On-Site
Price: $225.00, Subscriber Price: $157.50
Word count: 848
Abstract: In the hustle and bustle of moving from one project to the next, some contractors may let their budget slip onto the back burner or out of sight completely. If so, it’s important that they start rebuilding it so as to properly manage revenue and cash flow. In particular, three elements— income statement, cash flow statement and balance sheet — should serve as the foundation of a sound budget. A sidebar to this article takes a look at the pay-for-performance model to help keep labor costs in line.