April / May

Showing 49–64 of 425 results

  • Key person risks – Help borrowers stay on course when turnover rocks the boat

    April / May 2019
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 630

    Abstract: One unexpected change that can have a ripple effect within a business is the resignation or departure of a top manager or key employee. It can be difficult to fill some staff members’ shoes, especially over the short term. This article presents some tips lenders can offer borrowers to help them plan for unexpected events and become more resilient in the face of change. Helping borrowers plan for, and adjust to, the loss of a key person will lead to a healthier bottom line for all involved.

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  • Lending to businesses that sell overseas

    April / May 2019
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 808

    Abstract: Most domestic companies sell primarily to customers based in the United States. But some generate significant revenue from overseas customers — and every foreign market presents a unique set of risks. This article explains that lenders who receive loan applications from companies with an international customer base will need to evaluate those companies differently than they would if the companies only operate domestically. The article notes that, though there are issues to be resolved, the rewards of lending to companies with a presence abroad may justify the risks. A sidebar offers tips for tapping into local professionals’ knowledge about a potential borrower.

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  • News for Nonprofits – Report digs into Millennials’ work for causes

    April / May 2018
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 425

    Abstract: This issue’s “News for Nonprofits” highlights the results of the Millennial Impact Report; new reports available at Charity Navigator; and a new dollar-amount record for Giving Tuesday.

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  • Pluses and minuses of paying your board

    April / May 2018
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 601

    Abstract: Some nonprofits today are considering compensating board members for their services, thinking they might be able to attract better qualified leaders. This article outlines the pros and cons of board payments, including factors to consider in making the decision and developing a compensation policy.

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  • Don’t let the “commerciality doctrine” trip you up

    April / May 2018
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 631

    Abstract: Realizing the danger of becoming overly dependent on donations to sustain operations, some not-for-profits have decided to look for other revenue sources, including opening their own businesses. But even business activities related to an organization’s exempt purpose can fall prey to the commerciality doctrine, resulting in the potential loss of one’s exempt status. This article explains the “commerciality doctrine” and discusses risks from unrelated business income.

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  • New tax law raises concerns

    April / May 2018
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 915

    Abstract: This article discusses certain provisions of the TCJA, including the calculation of UBTI, a new excise tax on “excess” executive compensation, reduced charitable giving incentives and the repeal of tax-exempt treatment of certain bond interest. A sidebar sums up proposed provisions that had generally caused concern for nonprofits but that didn’t make it into the Act.

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  • Helping women-owned businesses thrive

    April / May 2018
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 415

    Abstract: Unfortunately, some women-owned businesses still struggle to secure access to investment capital — or to secure it at loan terms as favorable as men-owned businesses are receiving. This article offers some advice for lenders on how they can add more female entrepreneurs to their loan portfolios. It suggests that understanding the unique financing challenges women-owned businesses may face is key — and can help lenders create profitable, long-term lending relationships that benefit both their banks and women-owned businesses.

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  • How do you determine loan prices? Loan-pricing models are key

    April / May 2018
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 655

    Abstract: Competitiveness with other banks is an important issue in determining loan prices, but failing to account for such factors as desired return, cost, risk and credit profile can drastically reduce a lender’s competitive advantage. A better way to set loan prices is to conduct a thorough, objective analysis using a loan-pricing model. This article discusses the benefits of loan-pricing models and suggests that using them can help lenders attract and retain customers with the highest credit quality.

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  • What goes up must come down – Stay ahead of the curve

    April / May 2018
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 648

    Abstract: With strong real estate markets in many parts of the country, lenders might feel they’re sitting pretty. But markets are cyclical. Lenders need to prepare for the next economic slump. Weathering an economic downturn requires a plan. Yet waiting until the economy slows to develop one can lead to hasty, uninformed decisions. This article offers advice on developing criteria for evaluating loans, tracking customers’ banking activity and reviewing the exit process.

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  • A review of the new tax law: What lenders should know

    April / May 2018
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 852

    Abstract: The Tax Cuts and Jobs Act (TCJA) passed in late 2017 with significant implications for businesses. Lenders need to be aware of these changes and understand the potential ramifications for their borrowers — both positive and negative — so that they can help customers take full advantage of any new tax breaks and minimize the adverse effects of provisions that will generate additional revenue for the IRS. This article provides a review of some of the most relevant provisions. A sidebar lists several additional business-related tax changes borrowers may want to consider.

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  • Federal Circuit clarifies surname test for trademarks

    April / May 2018
    Newsletter: Ideas on Intellectual Property Law

    Price: $225.00, Subscriber Price: $157.50

    Word count: 437

    Abstract: What’s in a name? The answer to that question might determine whether a mark that includes someone’s surname is eligible for trademark registration. This article reviews a Federal Circuit Court of Appeals case that sheds some light on when a mark with a surname is — and isn’t — registrable as a trademark. Earnhardt v. Kerry Earnhardt, Inc., No. 16-1939, July 27, 2017, Fed. Cir.

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  • Proving infringement of system patents – Court rejects jury’s infringement finding in phone case

    April / May 2018
    Newsletter: Ideas on Intellectual Property Law

    Price: $225.00, Subscriber Price: $157.50

    Word count: 662

    Abstract: Some might think it would be easier to prove infringement of a patented system having multiple components. The more parts, the more opportunity to prove infringement. Not so. But this article summarizes a case in which one patentee learned the hard way that more parts means more to prove. Intellectual Ventures LLC v. Motorola Mobility LLC, No. 16-1795, Sept. 13, 2017, Fed. Cir.

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  • Who owns the copyright of stock photos?

    April / May 2018
    Newsletter: Ideas on Intellectual Property Law

    Price: $225.00, Subscriber Price: $157.50

    Word count: 565

    Abstract: Thanks in part to the proliferation of websites over the past couple of decades, the use of stock photography is more widespread than ever. And the posting of photos online — as well as in print — has created a copyright infringement bonanza. But who has the right to enforce copyright claims involving use of stock photographs? This article looks at a Ninth Circuit Court of Appeals case that recently tackled this question. DRK Photo v. McGraw-Hill Global Education Holdings, LLC, No. 15-15106, Sept. 12, 2017, 9th Cir.

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  • Train in vain – Patents for mass transit fare systems struck down

    April / May 2018
    Newsletter: Ideas on Intellectual Property Law

    Price: $225.00, Subscriber Price: $157.50

    Word count: 840

    Abstract: The Federal Circuit Court of Appeals continues to engage in abstract thinking — thinking about the patent-eligibility of abstract ideas, that is. The Federal Circuit has repeatedly reviewed whether patents are invalid because they covered patent-ineligible inventions. This article discusses a case in which the plaintiff ended up having four patents wiped out as invalid on this basis. A short sidebar discusses how improvements can preclude the abstract idea bar. Smart Systems Innovations, LLC v. Chicago Transit Authority, No. 16-1233, Oct. 18, 2017, Fed. Cir.; Alice Corp. v. CLS Bank Int’l, 573 U.S. __, 134 S.Ct. 2347 (2014).

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  • Estate Planning Pitfall – You haven’t transferred ownership of a life insurance policy to a trust

    April / May 2018
    Newsletter: Insight on Estate Planning

    Price: $225.00, Subscriber Price: $157.50

    Word count: 278

    Abstract: After recent tax legislation, including the Tax Cuts and Jobs Act, few tax shelters are left standing. One key exception is life insurance. This brief article details that, if certain requirements are met, the buildup of value in a life insurance policy is exempt from current income tax, while proceeds payable upon death can avoid estate tax.

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  • Preparing a parent for a nursing home

    April / May 2018
    Newsletter: Insight on Estate Planning

    Price: $225.00, Subscriber Price: $157.50

    Word count: 667

    Abstract: If an elderly parent or other relative who lives alone is experiencing difficulty with daily living activities, it may be time to make the difficult decision to move him or her to a nursing home. This article examines the benefits of advance planning when a family must come together to discuss a potential move. A sidebar details the costs of a nursing home.

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