April / May

Showing 417–432 of 482 results

  • Moneylines: News briefs for businesses

    April / May 2010
    Newsletter: Trendlines

    Price: $225.00, Subscriber Price: $157.50

    Word count: 331

    Abstract: This issue’s “Moneylines” discusses new reduced IRS mileage rates; the introduction of Generally Accepted Privacy Principles (GAPP) to help business management combat identity theft; and businesses that are physically relocating nearer to their competitors to form “business clusters.”

    Read More

  • Give your company some credit – It’s not easy to find, but financing is out there

    April / May 2010
    Newsletter: Trendlines

    Price: $225.00, Subscriber Price: $157.50

    Word count: 1124

    Abstract: Traditional banks have taken a substantial amount of heat over the last year and a half, and many continue to be hesitant about extending financing to even the most stable of businesses. There are, however, other options for borrowers to consider. These include “angel” investors, venture capital firms, and Small Business Administration loans. As a sidebar explains, banks are skittish partly due to the increased number of small business bankruptcies in 2009. However, for those who still want to approach a traditional bank, another sidebar offers some pointers.

    Read More

  • On the rise – Social Security increasingly valued as retirement supplement

    April / May 2010
    Newsletter: Trendlines

    Price: $225.00, Subscriber Price: $157.50

    Word count: 765

    Abstract: Although no one should depend solely on Social Security for retirement, many people are taking a second look at it. Unfortunately, rumors persist that the venerable government program is on its last legs. This article looks at how Social Security is funded, and what changes might be made to keep it solvent. In the meantime, savers will need to determine how large a Social Security presence they’re comfortable factoring into their retirement strategy. Then they’ll need to accumulate enough assets to provide themselves a comfortable retirement income when combined with the monthly government checks they expect.

    Read More

  • COMPLIANCE ALERT – Upcoming compliance deadlines:

    April / May 2010
    Newsletter: Employee Benefits Update

    Price: $225.00, Subscriber Price: $157.50

    Word count: 47

    Abstract: A brief list of key tax reporting deadlines for April and May.

    Read More

  • Are you ready for your 403(b) plan audit?

    April / May 2010
    Newsletter: Employee Benefits Update

    Price: $225.00, Subscriber Price: $157.50

    Word count: 365

    Abstract: Many nonprofit organizations offer 403(b) plans to their employees, just as for-profit businesses offer 401(k) plans. In the past, 403(b) sponsors had a very limited filing requirement compared to their 401(k) sponsor counterparts. But that’s all changed. This brief article highlights the new requirements for 403(b) plan audits.

    Read More

  • Bond … ERISA bond – You may need one, so learn the requirements

    April / May 2010
    Newsletter: Employee Benefits Update

    Price: $225.00, Subscriber Price: $157.50

    Word count: 502

    Abstract: ERISA requires that all fiduciaries of qualified retirement plans be bonded. These bonds are sometimes referred to as ERISA bonds, fidelity bonds, surety bonds or fiduciary bonds. This article summarizes what an ERISA bond covers and the statutory requirements.

    Read More

  • Why making changes to your employer contributions is important

    April / May 2010
    Newsletter: Employee Benefits Update

    Price: $225.00, Subscriber Price: $157.50

    Word count: 863

    Abstract: Following a dismal financial fourth quarter in 2008, many companies in 2009 elected to forgo funding their qualified plan employer contributions. This includes employer matching contributions, profit sharing contributions and other employer funding arrangements. As a result, many qualified plans consisted solely of employee contributions during the year. While the financial markets recovered by the end of 2009, many participants’ retirement funds may not show signs of recovery. This article describes how adjusting matching contributions may be one way to help employees recover some lost ground.

    Read More

  • Retirement plan expenses – Getting better value, not just cheaper services

    April / May 2010
    Newsletter: Employee Benefits Update

    Price: $225.00, Subscriber Price: $157.50

    Word count: 771

    Abstract: During times of cost cutting, it’s understandable that plan sponsors are looking for ways to save money on their retirement plans. Sponsors may be negotiating price discounts, fund and fee ratios, and employer contributions. Yet, while containing costs is at the top of many sponsors’ minds, using an inexpensive service provider isn’t always the best option. This article reviews how plan expenses operate, whether it’s from company pockets or plan assets.

    Read More

  • Market Niche Insider – Are startups worth the risk?

    April / May 2010
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 430

    Abstract: A popular urban myth is that 90% of new businesses fail, but the reality is quite different. According to the U.S. Department of Commerce, for example, seven out of every 10 startups survive at least two years and about half reach the five-year mark (not counting adequate businesses that are voluntarily closed or are sold). To improve their odds for successful startup lending, lenders need to carefully scrutinize the borrower’s macroeconomic matters, the caliber of the entrepreneur, and the business plan.

    Read More

  • A matter of opinion – What audit opinion lingo suggests about your borrower

    April / May 2010
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 543

    Abstract: Audit opinion letters present clues to the worthiness of potential borrowers. The type of opinion expressed — unqualified, qualified, adverse or disclaimer — may have serious implications about the audit’s compliance with accounting rules and the borrower’s ability to operate as a going concern. It’s important for lenders to know what’s in the audit opinion letter, and how to regard each of the four different kinds of opinions.

    Read More

  • Appraisal reports – A recipe worth knowing

    April / May 2010
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 760

    Abstract: Long before a client’s appraisal report is prepared, much work has gone into arriving at the value of the company. The valuation process will vary according to the business being examined, but some practices are common. Appraisers often rely on three common approaches when valuing a business, but may use values from other sources to reconcile against their own analyses. They also must decide, on a case-by-case basis, the extent to which adjustments apply, and carefully scan appraisal appendices in search of important information.

    Read More

  • Surviving bankruptcy in the supply chain

    April / May 2010
    Newsletter: Commercial Lending Report

    Price: $225.00, Subscriber Price: $157.50

    Word count: 810

    Abstract: Healthy borrowers require strong supply chains. Initially, a weak supplier might mean increased costs, decreased availability of materials and production delays. Battle-weary, shrunken supply chains also can retard borrowers’ long-term ability to ramp up production when the economy improves. But, because lenders know how to evaluate financial performance, it’s important that they share financial analysis resources and techniques with their borrowers and educate them about the early warning signs of supplier insolvency. A sidebar discusses how auto dealers can thrive in spite of manufacturers’ woes.

    Read More

  • New for nonprofits – Note these giving trends

    April / May 2009
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 493

    Abstract: This issue reports on donor giving trends; how older Americans are planning to step up their volunteer activities; postage meter compliance changes; and e-mail marketing tips.

    Read More

  • 5 steps to an ideal board meeting

    April / May 2009
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 336

    Abstract: Productive, upbeat board meetings don’t happen by themselves. But taking these five steps — from doing the legwork to following your set plan of action — will make sure you get there.

    Read More

  • How should you recruit and retain employees in the current economy?

    April / May 2009
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 527

    Abstract: In any economy, nonprofits face the challenge of recruiting and retaining good employees. In this weak job market, there’s a glut of qualified job seekers. Now that you have the pick of the crop, make sure you choose wisely. And, once you hire a candidate, do what you can to keep that person — regardless of the broader economic environment.

    Read More

  • The yin and yang of it – Preparing annual audited financial statements

    April / May 2009
    Newsletter: Nonprofit Agendas

    Price: $225.00, Subscriber Price: $157.50

    Word count: 878

    Abstract: When it’s time to prepare annual audited financial statements, you may find it difficult to determine where the responsibilities lie. With your auditor on one side of the equation and your management and board on the other, it’s important to clearly define — and understand — each party’s roles and responsibilities.

    Read More